Effects Of Whom You Select For Your IRA Beneficiary

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-Spousal beneficiary designated:
IRS rules allow the designated surviving spouse in order to either:
* skidding your IRA into her very own IRA so she gets the new owner of your IRA, or
2. be treated as the spousal beneficiary of the girl husband's IRA and therefore keep it in your title IRA with her simply designated as 'beneficiary of your IRA account'
Which option to choose establishes when the surviving partner must begin her Minimum Required Distributions (MRDs).

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